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The U.S. Experience with No-Fault Automobile Insurance (2023)

Anderson, James M. ; Heaton, Paul ; Carroll, Stephen J.

RAND Corporation

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Publication Date: 2023-10-05

Description: No-fault regimes, a formerly popular alternative to the tort compensation system for auto-accident victims, have gradually lost support. Over time, premiums and claim costs have grown in no-fault states relative to other states, primarily driven by explosive medical cost increases. No-fault and tort states have also converged across many domains affecting costs, including excess claiming, litigation patterns, and noneconomic-damage payments.

Keywords: Business ; Law ; bic Book Industry Communication::K Economics, finance, business & management::KF Finance & accounting::KFF Finance::KFFN Insurance & actuarial studies ; bic Book Industry Communication::L Law::LN Laws of Specific jurisdictions::LNP Financial law::LNPN Insurance law

Language: English

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