Electronic Resource
Bradford
:
Emerald
Women in management review
9 (1994), S. 11-19
ISSN:
0964-9425
Source:
Emerald Fulltext Archive Database 1994-2005
Topics:
Sociology
,
Economics
Notes:
Investigates the lending needs of the self-employed and of micro-basedbusinesses. Describes the lack of coherence between the evaluativecriteria used in traditional lending models and the needs of businessowners. Findings suggest that the standard "5 C" model for assessing theviability of loan applications does not meet the needs of the presentbusiness environment. Women business owners may be at a disadvantagewhen applying for a business loan as the supposedly "objective" criteriaare applied in a "subjective" manner to the detriment of femaleentrepreneurs. Presents information on the characteristics of micro-loanprogrammes and proposes a market approach to micro-loan practices thatis better adapted to changing finance opportunities.
Type of Medium:
Electronic Resource
URL:
http://dx.doi.org/10.1108/09649429410066992
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