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  • 1
    Electronic Resource
    Electronic Resource
    Oxford, UK : Blackwell Publishing Ltd
    Journal of regional science 29 (1989), S. 0 
    ISSN: 1467-9787
    Source: Blackwell Publishing Journal Backfiles 1879-2005
    Topics: Geography , Economics
    Notes: This paper uses a stochastic frontier production-function model to measure and compare productivity efficiency in the manufacturing sector of states in the United States over the period 1959–1972. Based on this model we find considerable variations in productive efficiency across states. A large portion of the variation is found to be related to regional differences in labor-force characteristics, levels of urbanization and industrial structure. We also examine the relationship between productive efficiency and the subsequent growth of manufacturing and find some evidence of a weak relationship between efficiency and the growth of employment.
    Type of Medium: Electronic Resource
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  • 2
    Electronic Resource
    Electronic Resource
    Berkeley, Calif. : Berkeley Electronic Press (now: De Gruyter)
    Contributions to macroeconomics 2.2002, 1, art6 
    ISSN: 1534-6005
    Source: Berkeley Electronic Press Academic Journals
    Topics: Economics
    Notes: We use population data from the U.S. Census to track regional patterns of growth from 1790 through 1990. At the county level, we find that an initial general tendency towards population convergence lasting roughly through the 1800s becomes reversed: particularly in the post-WWII period, regional populations have diverged. The finding of divergence hinges on two factors: the exclusion of transition dynamics and the level of aggregation. Regarding the former, state-level populations exhibit consistent patterns of transitional population growth over roughly two- to six-decade periods surrounding the admission of states to the union, followed by long periods of relatively steady growth. When transitional periods are included in our county-level analysis, divergent steady state patterns of growth become masked. Regarding the latter, when we aggregate to the state level, divergent county-level patterns of growth are again masked: even when transitional periods are excluded, state-level populations exhibit tendencies towards convergence.
    Type of Medium: Electronic Resource
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  • 3
    Electronic Resource
    Electronic Resource
    Springer
    The journal of real estate finance and economics 13 (1996), S. 11-26 
    ISSN: 1573-045X
    Keywords: mortgage interest rates ; mortgage lending ; Home Mortgage Disclosure Act ; pricing strategy
    Source: Springer Online Journal Archives 1860-2000
    Topics: Economics
    Notes: Abstract In many metropolitan areas (MSAs) newspapers post mortgage terms for lenders in a manner designed to permit an easy comparison of discount points and note rates. Using these advertised rates for 73 lenders in three MSAs we examine 1) how applicants respond to short-run changes in relative rates, and 2) the relationship between the services provided and quality of applications received by lenders and their long-term market positions. We find that applicant flows increase when lenders lower their rates. We also find that persistent cross-lender differences in rates are associated with differences in product quality reflected in processing times, loan sales, and FHA/VA lending; and that high-risk borrowers tend to apply to lenders posting above-average rates.
    Type of Medium: Electronic Resource
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  • 4
    Electronic Resource
    Electronic Resource
    Springer
    Journal of financial services research 11 (1997), S. 9-42 
    ISSN: 1573-0735
    Source: Springer Online Journal Archives 1860-2000
    Topics: Economics
    Notes: Abstract This paper describes and evaluates the Federal Reserve System's recently developed program designed to use HMDA data as a screening device for fair lending enforcement. The program is designed to identify institutions showing potentially discriminatory patterns in their treatment of minority mortgage applicants vis-a`-vis nonminority applicants. The program also selects specific loan files to pull for additional information in cases where a more comprehensive evaluation might be appropriate. This paper discusses the motivation behind the adoption of the program and its innovative “matched-pair” method and assesses its value and potential shortcomings.
    Type of Medium: Electronic Resource
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